Those who apply for a moratorium for loan debts do not have to pay the notary nor register fees

As a general rule, due to Decreto Ley 2/2020 de 9 de marzo, those individuals in a vulnerable situation who are applying to postpone a loan debt, for example a Spanish mortgage (hipotéca) do not have to pay the notary or register fees included in the process. The bank or credit institutions are obliged to stand for the fees, which also also applies for other types of loans mentioned in the decree law . The intention of the new rule is to protect those persons in a vulnerable situation due to COVID19 and to prevent the obligation for visiting a notary or the register in concern to postpone the contractual obligations. 

Please, consider that there may be requirements, that does no apply for ones proper situation, for which we always recommend a case by case study before taking any actions.
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